13 Dec

Car insurance companies willingness to pay a claim?

Car Insurance Companies

mplsundin asked: I’ve been looking at several different car insurance companies to compare rates and services. I’ve never had a claim in the past, but I was wondering if anyone had positive/negative feedback they’d be willing to share about any specific companies and how they handled a claim. I’ve been warned that some companies are [...]

07 Dec

Are there any car insurance companies that don’t use a social security # when determining your rates?

Car Insurance Companies

♫♪~♥ Kitty Lover ♥~♪♫ asked: I think it is horrible that they base car insurance rates on your credit history. Having bad credit doesn’t make you a bad driver. If they are worried about you paying the bill, why do they make it HIGHER if you have bad credit? Isn’t that a little messed up?
Are [...]

01 Dec

Where do car insurance companies find accident/driving violations?

Car Insurance Companies

Color Blind asked: I have a clean driving record since 1991. I insured my younger brother’s car a few years ago. He was in a couple accidents with alcohol playing the factor. The car title was under my name along with insurance. I want to compare insurance quotes but I honestly [...]

14 Nov

How is it legal for car insurance companies to be sexist?

Car Insurance Companies

Sean asked: So I know that the car insurance companies prices are “based on statistics” that show men get into more accidents than women, but… If it was statistically proven that for example, African Americans got into more accidents than Caucasians, would they be able to charge the African Americans more?
If they can [...]

27 Jul

How long do car insurance companies take to pay out for a stolen written off car?

car insurance

dmliverpool asked: I had my car nicked about two weeks ago, I have sent the insurance company all the required docs and incident form. They found the car burnt out a day later. Police were informated as soon as I realised car was gone. How long will the insurance companiy take to pay out?

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